Having recently welcomed
a baby
into the world
it was time to make sure my family would be covered should the worst happen. Getting my life insurance policy with Bequest was a super slick and easy process that gives us complete peace of mind!
Liam Nolan
As Seen On
Fully Autonomous No Need for Sales Calls
98.9% payout rate
Covered for up to 40 years
Covered for up to £500,000
Faster than setting up a car seat!
Why Life Insurance Is Important When You are a Parent
Every parent wants to support their kids, and not being around to see them grow up is something most of us don’t want to even consider. But just imagine if you could ensure that their schooling and university education was taken care of after you’re gone. Doesn’t that thought bring you some peace of mind?
If your partner or children’s livelihoods are dependent on your income and you don’t currently have a life insurance policy in place then you should definitely consider getting one. A life insurance pay out could take care of the shortfall in household income if you were to no longer be around.
When You Choose Bequest, You're Choosing
Peace of Mind, Be Kind to Yourself
No Doctor's Appointments
Our policies never require medical exams, only a few simple to answer medical questions.
Money-back Guarantee
If your cover doesn’t feel quite right, you can cancel for a full refund within 30 days of purchase.
Affordable Rates
No hidden surprises, just valuable protection at an affordable fixed premium forever.
1 in 17 Children Lose a Parent by Age 18
— JAG Institute, 2020
That’s why protecting your income is so important — to make sure the people you love don’t struggle financially if you were to pass away.
When You Choose Bequest, You're Choosing Peace of Mind, Be Kind to Yourself
Bequest v/s Traditional Life Insurance
Fully autonomous, no need for sales calls
98.9% payout rate
Simple monthly payments
Covered for up to 40 years
Covered for up to £500,000
Mental health, grief and bereavement support for your loved ones
Price is fixed and will never change
All-in-one family protection
platform (wills + life insurance)
Non autonomous, might need a couple of sales calls
Lower Payout Rate1
Annual payments
Covered for up to 30 years
Covered for up to £400,000
Don’t support mental health and
bereavement support for your loved ones
Prices can change in the future
Different providers for your insurance, your will and your funeral plans
Traditional Life Insurance
Rated 'Excellent' on Trustpilot
Our Experience Speaks for Itself
Frequently Asked Questions
How much does it really cost?
This is dependent upon a few things, which include your age and health status. It is very personal to each individual and will typically start from as little as £9 per month. But a healthy 22 year old could cost as little as £5 per month.
The most important thing to take into consideration is your age. Taking out a policy that lasts 40 years, when you’re 20, will cost around £9/month. Whereas, taking out a policy that lasts 20 years, when you’re 40, will cost you £41/month. So, taking insurance out when you’re younger will save you thousands over the course of the policy. Buy young, buy long.
Can I get life insurance for myself and my partner?
Yes, however, at Bequest we think everyone should have separate policies. If you have one policy, after the payout, the surviving partner would be left without life insurance. They would then have to purchase a new policy at a much higher rate later on in life. By purchasing separate policies, you are paying almost the exact same amount each month, but you are able to keep your policy if your partner dies, and your family gets double the payout should you both pass away.
Two single policies allows you to be more flexible. You can even insure yourselves for different amounts or for different amounts of time.
How old do I need to be to qualify for life insurance with Bequest?
How much cover do I need?
You’ll need to consider a few things to determine this. This could include any outstanding debts or mortgages you currently have or may have in the future, and what you want to leave to your beneficiaries. Some people take out extra cover to be able to put their kids through school or university, or help with their first home. It’s completely up to you and depends on your personal circumstances.
We currently cover up to £500,000.
Easily Protect Your Loved Ones With Bequest
Faster than reading a bedtime story
Bequest © 2022. All Rights Reserved.
Policies starting at £6.70 / month
Our Experience
Speaks for Itself
FF Bequest Limited, trading as Bequest, is authorised and regulated by the Financial Conduct Authority with firm reference number 923791. You can check our authorisation on the FCA Financial Services Register by visiting the following website: register.fca.org.uk . FF Bequest Limited operates as an insurance intermediary. We are registered in England and Wales, Registered office address: Founders Factory, Northcliffe House, London, United Kingdom, W8 5EH. Company Number 12367897.
Regulated by the Information Commissioner’s Office (ICO) [ZA662891]. “Bequest” is trademark protected by FF Bequest Limited (UK00003452648). FF Bequest Limited is registered in England and Wales, No 12367897.
[1] Sources: LV.com 94.6%. LegalAndGeneral 98%.
