Why Life Insurance is ImportantWhy Choose UsTestimonialsFAQs

Having recently welcomed
a baby

into the world

it was time        to make sure my family would be covered should the worst happen. Getting my life insurance policy with Bequest was a super slick and easy process that gives us complete peace of mind!

Liam Nolan

As Seen On

Fully Autonomous       No Need for Sales Calls

98.9% payout rate

Covered for up to 40 years

Covered for up to £500,000

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Faster than setting up a car seat!

Why Life Insurance Is Important When You are a Parent

Every parent wants to support their kids, and not being around to see them grow up is something most of us don’t want to even consider. But just imagine if you could ensure that their schooling and university education was taken care of after you’re gone. Doesn’t that thought bring you some peace of mind? 

If your partner or children’s livelihoods are dependent on your income and you don’t currently have a life insurance policy in place then you should definitely consider getting one. A life insurance pay out could take care of the shortfall in household income if you were to no longer be around. 

When You Choose Bequest, You're Choosing
Peace of Mind
, Be Kind to Yourself

No Doctor's Appointments

Our policies never require medical exams, only a few simple to answer medical questions.

Money-back Guarantee

If your cover doesn’t feel quite right, you can cancel for a full refund within 30 days of purchase.

Money-back Guarantee

Affordable Rates

No hidden surprises, just valuable protection at an affordable fixed premium forever.

1 in 17 Children Lose a Parent by Age 18

— JAG Institute, 2020

That’s why protecting your income is so important — to make sure the people you love don’t struggle financially if you were to pass away.

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When You Choose Bequest, You're Choosing Peace of Mind, Be Kind to Yourself

Bequest v/s Traditional Life Insurance

Fully autonomous, no need for sales calls

98.9% payout rate

Simple monthly payments

Covered for up to 40 years

Covered for up to £500,000

Mental health, grief and bereavement support for your loved ones

Price is fixed and will never change

All-in-one family protection
platform (wills + life insurance)

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Non autonomous, might need a couple of sales calls

Lower Payout Rate1

Annual payments

Covered for up to 30 years

Covered for up to £400,000

Don’t support mental health and
bereavement support for your loved ones

Prices can change in the future

Different providers for your insurance, your will and your funeral plans

Traditional Life Insurance

Rated 'Excellent' on Trustpilot

Our Experience Speaks for Itself

  • Having recently welcomed a baby into the world, it was time to make sure my family would be covered should the worst happen. Getting my life insurance policy with Bequest was a super slick and easy process that gives us complete peace of mind!

    Liam Nolan

  • I've had life insurance from Bequest for a few months now. As I'm only 30 I didn't think it was worth it at first but I feel weirdly so relieved knowing I can leave something to my family if anything happened to me. Highly recommend!!

    Michael Vickers

  • Very affordable. I got my quote right away on the platform, and it was much cheaper than a few comparison sites I checked out. I ended up getting my life insurance with Bequest in the end.

    Jan Hruška

  • Wow, that was easier than expected!
    Amazing to know that I am insured and I am protecting my family. Thank you Bequest team!

    Alaine Sung

Frequently Asked Questions

How much does it really cost?

This is dependent upon a few things, which include your age and health status. It is very personal to each individual and will typically start from as little as £9 per month. But a healthy 22 year old could cost as little as £5 per month.

The most important thing to take into consideration is your age. Taking out a policy that lasts 40 years, when you’re 20, will cost around £9/month. Whereas, taking out a policy that lasts 20 years, when you’re 40, will cost you £41/month. So, taking insurance out when you’re younger will save you thousands over the course of the policy. Buy young, buy long.

Can I get life insurance for myself and my partner?

Yes, however, at Bequest we think everyone should have separate policies. If you have one policy, after the payout, the surviving partner would be left without life insurance. They would then have to purchase a new policy at a much higher rate later on in life. By purchasing separate policies, you are paying almost the exact same amount each month, but you are able to keep your policy if your partner dies, and your family gets double the payout should you both pass away.

Two single policies allows you to be more flexible. You can even insure yourselves for different amounts or for different amounts of time.

How old do I need to be to qualify for life insurance with Bequest?

You must be between 18 and 65 to qualify for life insurance with Bequest.

How much cover do I need?

You’ll need to consider a few things to determine this. This could include any outstanding debts or mortgages you currently have or may have in the future, and what you want to leave to your beneficiaries. Some people take out extra cover to be able to put their kids through school or university, or help with their first home. It’s completely up to you and depends on your personal circumstances.

We currently cover up to £500,000.

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Easily Protect      Your Loved Ones With Bequest

Faster than reading a bedtime story

Bequest © 2022. All Rights Reserved.

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Policies starting at £6.70 / month

Our Experience
Speaks for Itself    

Complaints Procedure

FF Bequest Limited, trading as Bequest, is authorised and regulated by the Financial Conduct Authority with firm reference number 923791. You can check our authorisation on the FCA Financial Services Register by visiting the following website: register.fca.org.uk . FF Bequest Limited operates as an insurance intermediary. We are registered in England and Wales, Registered office address: Founders Factory, Northcliffe House, London, United Kingdom, W8 5EH. Company Number 12367897.

Regulated by the Information Commissioner’s Office (ICO) [ZA662891]. “Bequest” is trademark protected by FF Bequest Limited (UK00003452648). FF Bequest Limited is registered in England and Wales, No 12367897.

[1] Sources: LV.com 94.6%. LegalAndGeneral 98%.