As Seen On
Life Insurance
Bequest v/s Traditional
Fully autonomous, no need for sales calls
98.9% payout rate
Simple monthly payments
Covered for up to 40 years
Covered for up to £500,000
Mental health, grief and bereavement support for your loved ones
Price is fixed and will never change
All-in-one family protection platform (wills + life insurance)
Gift Card worth £50
Get your £50 Gift Card
Non autonomous, might need a couple of sales calls
Lower Payout Rate1
Annual payments
Covered for up to 30 years
Covered for up to £400,000
Don’t support mental health and bereavement support for your loved ones
Prices can change in the future
Different providers for your insurance, your will and your funeral plans
Traditional Life Insurance
Frequently Asked Questions
How much does it really cost?
This is dependent upon a few things, which include your age and health status. It is very personal to each individual and will typically start from as little as £9 per month. But a healthy 22 year old could cost as little as £5 per month.
The most important thing to take into consideration is your age. Taking out a policy that lasts 40 years, when you’re 20, will cost around £9/month. Whereas, taking out a policy that lasts 20 years, when you’re 40, will cost you £41/month. So, taking insurance out when you’re younger will save you thousands over the course of the policy. Buy young, buy long.
What happens to my mortgage if I pass away?
If you are solely responsible for your mortgage and you were to pass away, the amount would be taken out of the rest of your estate. If the mortgage is a joint debt, then it will automatically be passed to the other person and they will continue to pay the monthly amount.
How old do I need to be to qualify for life insurance with Bequest?
How much cover do I need?
You’ll need to consider a few things to determine this. This could include any outstanding debts or mortgages you currently have or may have in the future, and what you want to leave to your beneficiaries. Some people take out extra cover to be able to put their kids through school or university, or help with their first home. It’s completely up to you and depends on your personal circumstances.
We currently cover up to £500,000.
Faster than getting a mortgage
Safeguard Your Family’s Future and Get Covered Today
FROM NOTHING TO COVERED, IN ONLY 10 MINUTES
* This offer is valid for new customers only and can only be claimed once per person or per policy. You must have a minimum monthly premium of £9/month to qualify for this offer. See full terms and conditions here
FF Bequest Limited, trading as Bequest, is authorised and regulated by the Financial Conduct Authority with firm reference number 923791. You can check our authorisation on the FCA Financial Services Register by visiting the following website: register.fca.org.uk . FF Bequest Limited operates as an insurance intermediary. We are registered in England and Wales, Registered office address: Founders Factory, Northcliffe House, London, United Kingdom, W8 5EH. Company Number 12367897.
Regulated by the Information Commissioner’s Office (ICO) [ZA662891]. “Bequest” is trademark protected by FF Bequest Limited (UK00003452648). FF Bequest Limited is registered in England and Wales, No 12367897.
Bequest © 2022. All Rights Reserved.
Term Life Insurance
Get covered in as little as 10 minutes, from the comfort of your sofa
Could help pay off your mortgage if you were to pass away
Fuss-free claims process
Immediate decision, immediate cover (instant start date)
That's Easy and Affordable
Policies starting at £6.70 / month
Get covered in as little as 10 minutes,
from the comfort of your sofa
Get your £50 Gift Card
Why Life Insurance Is Important
Every parent wants to support their kids, and not being around to see them grow up is something most of us don’t want to even consider.
But just imagine if you could ensure that their schooling and university education were taken care of after you’re gone. Doesn’t that thought bring you some peace of mind?
If your partner or children’s livelihoods are dependent on your income and you don’t currently have a life insurance policy in place, then you should definitely consider getting one. A life insurance pay out could take care of the shortfall in household income if you were to no longer be around.
When You Choose Bequest
No Doctor's Appointments
Our policies never require medical exams, only a few simple to answer medical questions.
Money-back Guarantee
If your cover doesn’t feel quite right, you can cancel for a full refund within 30 days of purchase.
Affordable Rates
No hidden surprises, just valuable protection at an affordable fixed premium forever.
Rated 'Excellent' on Trustpilot
People Love Bequest
[1] Sources: LV.com 94.6%. LegalAndGeneral 98%.
100% Online
All from the comfort of your own sofa
maximum coverage
40 years
payout rate
98.9%
highest coverage
£500k
Get your £50 Gift Card
You're Choosing Peace of Mind, Be Kind to Yourself
You're Choosing Peace of Mind,
Be Kind to Yourself
Get your £50 Gift Card
Get your £50 Gift Card
YOU COULD GET AN
AMAZON GIFT CARD
Once you have had an active policy with us for 6 months, we’ll send you your gift card as a thank you. Your gift card will be delivered by email to the email address that you use to create your account.
This offer is valid for new customers only and can only be claimed once per person or per policy. You must have a minimum monthly premium of £9/month to qualify for this offer. See full terms and conditions here
Get a quote
Answer a few simple questions online
Purchase your policy
Complete your application and purchase your policy
Get your £50 Gift Card
Policies starting at £6.70 / month
When You Choose Bequest
No Doctor's Appointments
Our policies never require medical exams, only a few simple to answer medical questions.
Money-back Guarantee
If your cover doesn’t feel quite right, you can cancel for a full refund within 30 days of purchase.
Affordable Rates
No hidden surprises, just valuable protection at an affordable fixed premium forever.
You're Choosing Peace of Mind, Be Kind to Yourself
You're Choosing Peace of Mind,
Be Kind to Yourself
Get your £50 Gift Card
Rated 'Excellent' on Trustpilot
People Love Bequest
Life Insurance
Bequest v/s Traditional
Fully autonomous, no need for sales calls
98.9% payout rate
Simple monthly payments
Covered for up to 40 years
Covered for up to £500,000
Mental health, grief and bereavement support for your loved ones
Price is fixed and will never change
All-in-one family protection platform (wills + life insurance)
Gift Card worth £50
Get your £50 Gift Card
Non autonomous, might need a couple of sales calls
Lower Payout Rate1
Annual payments
Covered for up to 30 years
Covered for up to £400,000
Don’t support mental health and bereavement support for your loved ones
Prices can change in the future
Different providers for your insurance, your will and your funeral plans
Traditional Life Insurance
Get your £50 Gift Card
