Why Life Insurance is ImportantWhy Choose UsTestimonialsFAQs

As Seen On

Fully Autonomous  No Need for Sales Calls

98.9% payout rate

Covered for up to 40 years

Covered for up to £500,000

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Faster than getting a mortgage

Bequest v/s Traditional Life Insurance

Fully autonomous, no need for sales calls

98.9% payout rate

Simple monthly payments

Covered for up to 40 years

Covered for up to £500,000

Mental health, grief and bereavement support for your loved ones

Price is fixed and will never change

All-in-one family protection
platform (wills + life insurance)

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Non autonomous, might need a couple of sales calls

Lower Payout Rate1

Annual payments

Covered for up to 30 years

Covered for up to £400,000

Don’t support mental health and
bereavement support for your loved ones

Prices can change in the future

Different providers for your insurance, your will and your funeral plans

Traditional Life Insurance

Our Experience
Speaks for Itself    

  • Bequest was a super slick and easy process

    Having recently welcomed a baby into the world, it was time to make sure my family would be covered should the worst happen. Getting my life insurance policy with Bequest was a super slick and easy process that gives us complete peace of mind!

    - Liam Nolan

  • I feel relieved knowing I can leave something to my family

    I've had life insurance from Bequest for a few months now. As I'm only 30 I didn't think it was worth it at first but I feel weirdly so relieved knowing I can leave something to my family if anything happened to me. Highly recommend!!

    - Michael Vickers

  • Very affordable and cheaper than a few comparison sites

    Very affordable. I got my quote right away on the platform, and it was much cheaper than a few comparison sites I checked out. I ended up getting my life insurance with Bequest in the end.

    - Jan Hruška

  • Amazing to know that I am insured

    Wow, that was easier than expected!
    Amazing to know that I am insured and I am protecting my family. Thank you Bequest team!

    - Alaine Sung

Frequently Asked Questions

How much does it really cost?

This is dependent upon a few things, which include your age and health status. It is very personal to each individual and will typically start from as little as £9 per month. But a healthy 22 year old could cost as little as £5 per month.

The most important thing to take into consideration is your age. Taking out a policy that lasts 40 years, when you’re 20, will cost around £9/month. Whereas, taking out a policy that lasts 20 years, when you’re 40, will cost you £41/month. So, taking insurance out when you’re younger will save you thousands over the course of the policy. Buy young, buy long.

What happens to my mortgage if I pass away?

If you are solely responsible for your mortgage and you were to pass away, the amount would be taken out of the rest of your estate. If the mortgage is a joint debt, then it will automatically be passed to the other person and they will continue to pay the monthly amount.

How old do I need to be to qualify for life insurance with Bequest?

You must be between 18 and 65 to qualify for life insurance with Bequest.

How much cover do I need?

You’ll need to consider a few things to determine this. This could include any outstanding debts or mortgages you currently have or may have in the future, and what you want to leave to your beneficiaries. Some people take out extra cover to be able to put their kids through school or university, or help with their first home. It’s completely up to you and depends on your personal circumstances.

We currently cover up to £500,000.

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Faster than getting a mortgage

Safeguard your family’s future and get covered today

Faster than reading a bedtime story

FF Bequest Limited, trading as Bequest, is authorised and regulated by the Financial Conduct Authority with firm reference number 923791. You can check our authorisation on the FCA Financial Services Register by visiting the following website: register.fca.org.uk . FF Bequest Limited operates as an insurance intermediary. We are registered in England and Wales, Registered office address: Founders Factory, Northcliffe House, London, United Kingdom, W8 5EH. Company Number 12367897.

Regulated by the Information Commissioner’s Office (ICO) [ZA662891]. “Bequest” is trademark protected by FF Bequest Limited (UK00003452648). FF Bequest Limited is registered in England and Wales, No 12367897.

Bequest © 2021. All Rights Reserved.

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Term Life Insurance That's Easy and Affordable

Get covered in as little as 15 minutes, from the comfort of your sofa

Could help pay off your mortgage if you were to pass away

Fuss-free claims process

Immediate decision, immediate cover (instant start date)

Policies starting at £6.70 / month

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Why Life Insurance Is Important

Every parent wants to support their kids, and not being around to see them grow up is something most of us don’t want to even consider.

But just imagine if you could ensure that their schooling and university education were taken care of after you’re gone.
Doesn’t that thought bring you some peace of mind?

If your partner or children’s livelihoods are dependent on your income and you don’t currently have a life insurance policy in place, then you should definitely consider getting one. A life insurance pay out could take care of the shortfall in household income if you were to no longer be around.

Bequest is Ideal For:

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First Time Home Buyers

When You Choose Bequest, You're Choosing
Peace of Mind, Be Kind to Yourself

No Doctor's Appointments

Our policies never require medical exams, only a few simple to answer medical questions.

Money-back Guarantee

If your cover doesn’t feel quite right, you can cancel for a full refund within 30 days of purchase.

Read MoreMoney-back Guarantee

Affordable Rates

No hidden surprises, just valuable protection at an affordable fixed premium forever.

When You Choose Bequest, You're Choosing Peace of Mind, Be Kind to Yourself

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New Parents

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Working Couples

Rated 'Excellent' on Trustpilot

Our Experience 

Speaks for Itself

Complaints Procedure

[1] Sources: LV.com 94.6%. LegalAndGeneral 98%.